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Call or email me now for a FREE quote! thewic@sbcglobal.net (619) 208-7717
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Life Insurance
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Life insurance, originally conceived to protect a man's family when his death left them without income, has developed into a variety of policy plans.
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Term life insurance provides coverage for a specific time period (term) and is often referred to as "temporary" insurance.
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Universal life provides for completely flexible premiums and even allows payments to be skipped after the first policy year as long as the cash value is large enough to cover policy expense charges.
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Return of Premium Term is a term policy is a term policy that returns premiums to you after the coverage period ends.
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Whole life insurance is called "permanent" protection, meaning the coverage (and the premiums) lasts for your entire life.
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